Easy Steps: How to Activate Your HDFC Credit Card Online

Are you a new HDFC Bank Credit Card holder? It’s important to activate your credit card within 30 days from the card open date, as per the guidelines set by the Reserve Bank of India (RBI). Failure to activate your card within this time frame may result in the closure of your credit card account. But don’t worry, we’ve got you covered! In this guide, we’ll walk you through the easy steps to activate your HDFC credit card online.

Key Takeaways:

• Activate your HDFC credit card within 30 days from the card open date to avoid account closure.
• Various activation modes are available, including online/POS transactions, missed call, MyCards, Whatsapp Banking, and Eva.
• Setting your credit card PIN is essential for complete activation.
• Enable online, contactless, and international transactions on your HDFC credit card.
• Take advantage of SmartPay registration for automated bill payments.

Activate Credit Card Through Credit Card Usage

One way to activate your HDFC credit card is by using the credit card for at least one online or POS transaction. This ensures that the credit card remains active and also offers the benefit of earning gift vouchers worth Rs 250 on the first transaction within the first 37 days.

Customers can also give a missed call to 9966027100 to provide consent for keeping the card active. It is important to note that failure to activate the credit card through one of these modes may result in the closure of the card.

“Using your HDFC credit card for online or POS transactions is not only a convenient way to activate the card but also gives you the opportunity to earn gift vouchers. Make sure to utilize this option within the first 37 days to enjoy the added benefits!

Activate Credit Card Through MyCards

Another convenient way to activate your HDFC credit card is through MyCards, the HDFC credit card app. With MyCards, you can easily manage your credit card right from your smartphone. To begin the activation process, download the MyCards app from the Google Play Store or Apple App Store and log in using your HDFC net banking credentials.

Once logged in, navigate to the “Card Control” tab within the app. Here, you’ll find the option to link your credit card and enable online, contactless, and international transactions. This feature is especially useful if you want to make secure and convenient payments through your credit card without any hassle. By activating your credit card through MyCards, you can unlock its full range of features and benefits.

It’s important to note that there are no additional charges for activating your credit card through MyCards. This means you can enjoy the convenience of managing your card right from your smartphone without incurring any extra fees. So, why wait? Download the MyCards app today and activate your HDFC credit card with ease.

Benefits of Activating Your Credit Card through MyCards

• Convenient and easy-to-use app interface
• Enables online, contactless, and international transactions
• No additional charges for activation
• Access to a range of features and benefits

Activating your HDFC credit card through MyCards is a hassle-free process that allows you to manage your card on the go. With just a few taps on your smartphone, you can link your credit card and start using it for various transactions. Say goodbye to lengthy paperwork and phone calls – activate your card through MyCards today and experience the convenience at your fingertips.

Activate Credit Card Through Whatsapp Banking

If you prefer a quick and convenient way to activate your HDFC credit card, you can do so through Whatsapp Banking. Simply save the number 7070022222 on your phone and send a message saying “Manage My Credit Card.” You will receive a reply with a link to initiate the activation process.

This mode of activation eliminates the need to visit a branch or call a helpline number. It offers a seamless experience, allowing you to activate your credit card hassle-free.

By leveraging the convenience of Whatsapp Banking, HDFC Bank makes it easy for you to start using your credit card for various transactions. Activate your credit card today and unlock its full potential.

Activation Process Through Whatsapp Banking

Activate Credit Card Through Eva

Another convenient way to activate your HDFC credit card is through Eva, the virtual assistant provided by HDFC Bank. Eva offers a user-friendly and intuitive experience, making it quick and easy to activate your credit card and start using it for various transactions.

To activate your credit card through Eva, simply click on the provided link and interact with Eva to choose your preferred transactions to enable. Eva will guide you through the activation process, ensuring a seamless experience.

Activation through Eva eliminates the need to visit a branch or call a helpline number, providing a hassle-free method to activate your credit card. Whether you want to enable online transactions, contactless payments, or international usage, Eva will assist you every step of the way.

Table: HDFC Credit Card Activation Charges

Note: HDFC Bank does not levy any charges for credit card activation through the provided methods. Activation is free of cost, ensuring a seamless experience for customers.

Setting Credit Card PIN

To fully activate your HDFC credit card, you need to set your credit card PIN. There are several convenient ways to do this:

1. MyCards: Log in to the MyCards app using OTP and select the “Card Control” tab to set your preferred 4-digit PIN.
2. ATM: Visit an HDFC Bank ATM and use the green PIN provided to your registered mobile number to set your PIN.
3. IVR: Call the provided number, enter your card number, validate through OTP, and set your preferred PIN.
4. Net Banking: Log in to your HDFC Bank Net Banking account, go to the Cards section, and change your PIN.

Choose the method that suits you best and follow the instructions to set your credit card PIN securely and conveniently.

Activate Credit Card Through OTP Confirmation

If you prefer a secure and hassle-free method to activate your HDFC credit card, you can choose the OTP confirmation option. This method ensures the activation of your card with a one-time password, providing peace of mind and convenience. To initiate the activation process, simply click on the provided deep PwA link. The link will lead you to a page where you can enter the necessary details and complete the OTP confirmation.

By following the provided link and confirming the OTP, you can activate your HDFC credit card and start enjoying its benefits and features. This process is quick and easy, allowing you to begin using your credit card for online and offline transactions without any delays.

Please note that it is essential to complete the OTP confirmation process within the stipulated time frame to ensure the successful activation of your credit card. Failure to do so may result in the closure of the card. Therefore, it is important to act promptly upon receiving the OTP and following the activation instructions provided by HDFC Bank.

Activate your HDFC credit card through OTP confirmation today and unlock the full potential of your card for all your financial needs.

Enable Online, Contactless, and International Transactions on Your HDFC Credit Card

As an HDFC credit cardholder, it’s important to ensure that you have enabled online, contactless, and international transactions on your card. By doing so, you can enjoy the convenience and security of using your credit card for various transactions both locally and globally. To enable these features, simply follow the steps below:

1. Activate Online and Contactless Transactions:

If you haven’t already done so, make sure that you have activated online and contactless transactions on your HDFC credit card. This will allow you to make payments conveniently using your card for online shopping, dining, and other contactless transactions. To activate these features, you can log in to MyCards, the HDFC credit card app, and visit the “Card Control” tab. From there, you can enable online and contactless transactions to start using your card for these purposes.

2. Enable International Transactions:

If you plan to use your HDFC credit card for international transactions, it’s essential to enable this feature as well. International transactions offer the convenience of using your card while traveling abroad or making purchases from international websites. To enable international transactions, you can use the same MyCards app and visit the “Card Control” tab. From there, you can enable international transactions and start using your card globally. It’s important to note that enabling international transactions may come with certain charges or fees, so make sure to review the terms and conditions associated with your card.

By following these simple steps, you can ensure that your HDFC credit card is fully activated for online, contactless, and international transactions. This will give you the freedom to use your card wherever and whenever you need it, whether it’s for online shopping, contactless payments, or international travel. Activate these features today and unlock the full potential of your HDFC credit card.

SmartPay Registration

One of the convenient features offered by HDFC Bank is the SmartPay facility, which allows credit cardholders to automate their bill payments. With SmartPay, you can register and add billers to your HDFC credit card, and set standing instructions for automatic payments. This eliminates the need to manually make bill payments every month and helps ensure timely payments to your billers.

To register for SmartPay, simply follow the steps below:

1. Log in to your HDFC Net Banking account
2. Navigate to the “BillPay & Recharge” section
3. Select “SmartPay” from the menu options
4. Click on “Register Now” to add billers
5. Provide the necessary details of your billers, such as account number and billing amount
6. Review and confirm the biller details
7. Set the standing instruction for automatic bill payments

Once you have successfully registered for SmartPay, your bill payments will be processed automatically on the due date. This convenient feature not only saves you time and effort but also helps you avoid late payment fees and maintain a good credit history.

Benefits of SmartPay

By enrolling in SmartPay, you can enjoy the following benefits:

• Timely Payments: SmartPay ensures that your bills are paid on time, avoiding any late payment charges.
• Convenience: With automatic bill payments, you don’t have to remember multiple due dates or manually initiate payments every month.
• Rewards and Offers: Some billers may offer exclusive discounts or reward points when you pay through SmartPay.
• Flexible Payment Options: SmartPay allows you to choose from various payment options, including full payment, minimum amount due, or a fixed amount.
• Secure Transactions: HDFC Bank ensures the security of your transactions with advanced encryption and authentication measures.

Take advantage of HDFC Bank’s SmartPay feature and simplify your bill payment process. Register today for hassle-free and automated bill payments with your HDFC credit card.

Example of SmartPay Registration

“I love the convenience of HDFC SmartPay! With just a few clicks, I can register my billers and set up automatic payments using my HDFC credit card. It saves me time and ensures that my bills are paid on time, without any hassle. I no longer have to worry about missing due dates or incurring late payment charges. SmartPay is a fantastic feature that I highly recommend to all HDFC credit cardholders!”

– Happy HDFC Credit Card Customer

Conclusion

In conclusion, activating your HDFC credit card is essential to ensure its usability and to take advantage of the various benefits and features it offers. By following the provided activation methods, you can easily activate your card and start using it for your financial needs. Remember to use the card for transactions, enable transactions through MyCards, Whatsapp Banking, or Eva, and set your credit card PIN to fully unlock its power.

Activation through MyCards, the HDFC credit card app, provides a convenient and hassle-free way to activate your card without the need to contact customer support. Similarly, activating through Whatsapp Banking allows you to activate your card quickly and effortlessly, saving you the time and effort of visiting a branch or calling a helpline number.

By actively participating in the activation process, you can ensure that your HDFC credit card remains active and fully functional. So, don’t delay and take the necessary steps to activate your card within the specified time frame. Enjoy the convenience and benefits of your HDFC credit card by activating it today!